Privacy Policy for Florish

1. Introduction
Welcome to Florish ("we", "our", or "us"). Florish is a money-saving and investing education mobile application designed for busy mums. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website at https://www.florishsave.com.

By using Florish, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access the application.

2. Information We Collect

Personal Data
When you use Florish, we may collect the following personal information that you voluntarily provide to us: your name, email address, and payment information necessary to process your subscription.

Non-Personal Data
We also collect non-personal data through analytics tools to help us understand how users interact with our application. This data may include information such as device type, operating system, app usage patterns, and general location data. This information is collected in aggregate form and cannot be used to identify you personally.

3. How We Use Your Information
We use the information we collect for the following purposes:
• To process your orders and manage your subscription
• To provide, operate, and maintain our application
• To communicate with you, including sending you updates about the app and responding to your enquiries
• To improve our application and user experience through analytics
• To comply with legal obligations

4. Data Sharing and Disclosure
We do not share, sell, rent, or trade your personal information with any third parties for their promotional purposes. Your data remains with us and is used solely for the purposes outlined in this Privacy Policy.

We may disclose your information only if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

5. Data Security
We implement appropriate technical and organisational security measures designed to protect your personal information from unauthorised access, alteration, disclosure, or destruction. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention
We will retain your personal information only for as long as necessary to fulfil the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. When your data is no longer required, we will securely delete or anonymise it.

7. Your Rights
Under applicable data protection laws (such as the GDPR in Europe and the UK, CCPA in California, and similar regulations worldwide), you may have the following rights regarding your personal data:
• The right to access the personal information we hold about you
• The right to rectification of inaccurate personal data
• The right to erasure of your personal data (the "right to be forgotten")
• The right to restrict processing of your personal data
• The right to data portability
• The right to object to processing of your personal data

The specific rights available to you may vary depending on your location. To exercise any of these rights, please contact us at contact@florishsave.com. We will respond to your request within a reasonable timeframe as required by applicable law.

8. Children's Privacy
Florish is not intended for use by children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal data from a child without verification of parental consent, we will take steps to delete that information from our servers. If you believe we may have collected information from a child, please contact us immediately at contact@florishsave.com.

9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make material changes to this policy, we will notify you by email prior to the changes becoming effective. We encourage you to review this Privacy Policy periodically for any updates.

10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: contact@florishsave.com
Website: https://www.florishsave.com